Our Team

Andria Ronne

Andria Ronne is a Senior Associate at RuralWorks, bringing a diverse background in engineering, product management, startup consulting, and entrepreneurship. Andria holds a BS from Cornell University and an MBA in Sustainability from the University of Vermont. She has been actively involved in the Wharton Impact Investing Program and the Capital Innovation Lab, showcasing her commitment to driving sustainable and impactful investments. Andria’s multifaceted experience and academic background position her as a valuable asset in fostering innovation and growth within the organization.

Robert Zulkoski

Bob is a founding partner, Board Member and Investment Committee Member of RuralWorks. He brings over 40 years of global finance and fiduciary investment management experience. As a leader, Bob has held executive positions at large firms such as Kidder, Peabody & Co, GE Capital, Colony Capital, and Oaktree Capital. As an innovator, Bob has been a founder of investment firms such as Conduit Capital, Conduit Connect, and Pangaea Capital Management Pte. Ltd. And as an entrepreneur/mentor, Bob has played a lead role in a number of other successful business start-ups as a personal investor, advisor and/or board member.

Investment Committee & Board Members

Alexis Dishman

Investment Committee and Board Member

As CRF’s Small Business Chief Lending Officer, Dishman is responsible for managing all aspects of the organization’s small business lending function including expanding the technical assistance program for customers, management of the lending team, and managing organizational risk.

Dishman holds 20 years of corporate and nonprofit experience, including more than 14 years dedicated to small business lending. Prior to CRF, she served in leadership roles with Michigan Women, IFF, Bank of America, and Comerica Bank.

Dishman is a graduate of Michigan State University where she earned a degree in Finance, she also earned a master’s degree in business administration with a concentration in Finance from Wayne State University.

Melissa Obegi

Board Member

As President of Conduit Capital, Melissa is responsible for launch and execution of fund products and oversight of corporate and fund operations. With over thirty years of experience, Melissa brings a depth of understanding of the global investment management business. As Asia General Counsel at Bain Capital, Melissa oversaw fund and joint venture formation, transactional, portfolio and operational legal and risk management matters for the Asia Pacific region. Her work was recognized by the Financial Times Innovative Lawyers award for Strategic and Risk Advice, Corporate Law Departments, Asia Pacific, 2020.

At Oaktree Capital, she served as Associate General Counsel in Los Angeles, and as Asia Regional Counsel and Managing Director, Asia Principal Opportunities in Hong Kong. She also held various roles at the Overseas Private Investment Corporation, a US government agency supporting emerging markets private sector investment. As Chair of the Advisory Committee of the Salzburg Global Seminar on Corporate Governance, Melissa has led programs that inspire directors to address the changing expectations for responsible corporate leadership.

Paul Tremewan

Board Member

As CRF’s Chief Financial Officer (CFO), Paul Tremewan is responsible for the organization’s financial assets and directs and manages the decisions and actions that affect and maximize the financial value of CRF and its subsidiaries.

Tremewan has been with CRF since 2016 and manages the organization’s finance and accounting team, including financial reporting, capital, and financial compliance reporting for CRF and its subsidiaries. Tremewan is also responsible for overseeing financial and capital planning, forecasting, and modeling of new products and programs.